Where it works best: This particular annuity will typically work the best if you are looking for: A long-term interest rate guarantee (7 years initially) Safety of principal Guaranteed lifetime income; Where it works worst:The Annuity Gator’s End Take on the Eagle Life Insurance Company’s Eagle Platinum Annuity Where it works best: This particular annuity will typically work the best if you are looking for: A set interest rate guarantee; Safety of principal; Guaranteed lifetime income; Where it works worst: This annuity may not work well if you:My name is Richard Scott. The Annuity Gator’s End Take on the Lincoln ChoicePlus Assurance Variable Annuity Where it works best: For investors who have a high tolerance for risk. Downside protection. Where the New Heights 10 annuity works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principal. We have been at this for quite some time now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. Best (as of June 2018) and an A- (Strong) from Standard & Poor’s. 5%. 00%. Watch Our Client CASE STUDY Video: See How We Helped One Couple Retire 5 Years Early, With A Complete Retirement Strategy (Make sure your sound is turned on, also please wait up to 10 seconds for the video to load)Here at Annuity Gator, we provide you with annuity reviews that are thorough and independent – so we are objective about the information that we offer. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. Annuity Gator – Ryan Smith Bio. With the Market Index annuity from Puritan Life, you make just one single lump-sum premium payment. The product literature for the Reliance Standard Life Apollo MVA annuity describes this product as being “a smart choice for safety conscious individuals seeking financial security. The Annuity Gator. We have been doing this for quite a few years now – far longer than our competitors. 6%, with an account value of $110,000, which gives you an annual income for life of $5,160. For investors who have a high tolerance for risk. At Annuity Gator, we are a team of experienced financial and annuity professionals who specialize in providing in-depth, and unbiased, annuity reviews on the Internet. Annuity Gator is a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. My name is Mark Shelby, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. Our team of experienced financial professionals is dedicated to doing the work of investigating the terms, fees, and costs of annuity investments being sold today and then explaining these complicated investments in a. The Annuity Gator’s End Take on the American Equity Choice 10 Fixed Index Annuity Where it works best: The bottom line on the Choice 10 is that this annuity may work the best for people who are looking for the following features: Safety of principal; The opportunity for index-linked growth; Guaranteed lifetime income in retirement The Annuity Gator’s End Take on the Farm Bureau Select IV New Money 4 Multi-Year Guarantee Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. As of mid-year 2019, Athene held nearly $133 billion in total assets, with more than $113 billion in invested assets, and over $1 billion in excess capital. With this annuity, there is an annual insurance charge of 0. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. As of year-end 2018, The State Life Insurance Company held roughly $8. Annuity Gator customer service is available. You can compare and research over 100 retirement annuities without meeting with a sales agent, and get personalized and customized strategies. The broker openly acknowledges that annuities aren’t for everyone. The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 7 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that. As an example, if your participation rate is 80%, and the underlying index returns 5% for the period, then your annuity would be credited with 4% (5% x 80% = 4%). Annuity Gator is a trusted source of independent and transparent annuity guidance and recommendations. Better to lock in a guaranteed lifetime income. On the company’s website, the Security Benefit Secure Income Annuity is defined as a flexible premium deferred fixed indexed annuity that is available to individuals up to age 80. The Annuity Expert is an independent online insurance agency servicing consumers across the United States. This has led some to complain publicly. Consultations with the company are free. This annuity allows you to turn a lump sum of money into a steady income stream right way. (Although up to $35 can be waived with net premiums paid or a policy value of $50,000 or more – and up to $50 can be waived if your policy value is $250,000 or more). How Do Annuities Work; What is a Retirement Annuity? What is Annuity Income? Annuity Types. Multi-year Guaranteed Annuities (MYGAs) are a type of fixed annuity that provide a set interest rate for a certain period of time (typically anywhere from three to ten years). That’s where having an Annuity Investigator who loves math comes in. 5 trillion in total customer assets, and services approximately 26 million individual customers for which it transacts more than 1/2 million. Barclays U. Feel free to contact us any time to ask a question or set up a time to chat with an annuity specialist. Your broker or plan administrator can set this up for you. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. We. have an annuity question? Our Advisors. (This annuity has a 7-year surrender charge period). Just reach out to us by calling our annuity hotline at 888-440-2468 or fill out this confidential. 0 Where it works the best: You may want to consider the Prudential HDLI v3. 4 billion in operating revenues and operating income in excess of $774 million,. The F&G Dynamic Accumulator annuity is actually an offshoot of the basic fixed indexed annuity. So, if you would like more details, feel free to set up a time to chat with an Annuity Gator retirement income expert. These fees include an annual contract maintenance. Independent annuity professionals provide honest. Guaranteed lifetime income stream. In the case of the LiveWell 10-Year Fixed Index Annuity from Sammons, you will find that if you choose to add the optional guaranteed lifetime withdrawal benefit, there is an additional fee involved. At the 15 year mark, you would have received a total of $77,000, and at the 20-year mark, you would have received just over $103,000. The MYGA Plus is a multi-year guaranteed, single-premium deferred fixed annuity with an IndexLinked Option offered by Ibexis Life & Annuity Insurance. Initially, he listened to understand my needs, wants, and fears. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. These indexes serve as benchmarks for market growth and determine the annuity’s returns during the contract term or term length. Once the rate guarantee period has elapsed, the annuity owner will usually have the option to re-invest for another pre-determined period of time (at a new rate of interest). (888) 440-2468. We offer this testing for free at Annuity Gator. 8 VERIFIED COMPANY annuitygator. The Annuity Gator’s End Take on the Fidelity Personal Retirement Variable Annuity Where it works best: There is no one-size-fits-all investment that is right for everyone. Ameritas describes the Compass Index Annuity as a product that offers the following benefits: Upside potential. My name is Matthew Taub. We also offer in-depth details and reviews on hundreds of annuities in our annuity review database. The Annuity Gator’s End Take on the Transamerica Income Edge 1. But that’s not all. A 200% guaranteed withdrawal benefit that guarantees to double your income, provided that you wait until the later of 12 years or age 70 to begin taking your withdrawals. It may take a couple of days to be placed on our site, so please check back later this week or early next to read over the information on this. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. For example, on a $100,000 portfolio, the. The Annuity Gator’s End Take on the Kansas City Life GrowthTrack Flexible Deferred Fixed Annuity Where this annuity works best: While it admittedly has a few flaws, the GrowthTrack Flexible Deferred Fixed Annuity from Kansas City Life Insurance Company could still be a viable option for those who are seeking the following benefits:Throughout the years, the company has merged and grown into a large insurance and annuity marketplace that now generates in excess of $250 million in new premiums each year, and (as of year-end 2018), held more than $530 million in total assets. Given this, it is important to consider any annuity a long term financial endeavor. As of mid-2019, Equitable had more than $952 million in admitted assets, which is a 96% increase from just one year prior. 35%. David was extremely helpful from start to finish. So, if you would like to get a better. You can reach us by phone at (888) 440-2468, or you can send us an email via our secure online contact form. He answered every question and never pushed for a sale. Opening Thoughts on the Fidelity Personal Retirement Annuity Fidelity is a fairly well-known name in the financial arena. M. The Annuity Gator’s End Take on the Prudential HDLI v3. Compare the annuity’s performance against. One thing not discussed in the report though is the real reason to use annuities (for some investors): to get a guaranteed lifetime income they cannot outlive . We have been doing this very well for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping. Best, and an A- (Strong) from Standard & Poor’s. The surrender charges on the Allianz Life 360 Annuity run for ten years – which is actually quite a long time, even in the annuity arena. At Annuity Gator, our focus is on educating consumers and financial advisors on how annuities work, and how they can be incorporated into a tax-advantaged savings and a retirement income plan. That’s why we work with consumers to help them better understand how annuities work, and how certain annuities may or may not be right for particular goals and needs. We are a team of annuity and retirement income experts, and we can help you to compare your options and narrow down which – if any – annuity is right for you. For instance, if you withdraw more than 10% of the annuity’s contract value within the first full nine years, you will incur a withdrawal fee. For producing an income for life that cannot be outlived by a surviving spouse. The Annuity Gator’s End Take on the Transamerica Vanguard Variable Annuity Where this annuity works the best: For those who are looking for market-related growth; For those who are seeking lifetime income; For those who are seeking a way to diversify their assets; Where this annuity works the worst: For those who have a low-risk toleranceAnnuity Gator. Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime incomeIndexed annuities are a special type of insurance and income-producing financial vehicle. The company is highly rated through the insurer ratings agencies, which includes a (n): A- from A. Despite the current volatility in the. The Annuity Gator’s End Take on the American General Power Advantage 10 Fixed Index Annuity Where it works best: This annuity will typically work the best for those who are seeking: Safety of principal; The opportunity for additional, index-linked growth; Guaranteed lifetime income in retirement; Where it works worst:Opening Thoughts on the Perspective II Variable Annuity. The contract also offers a 2% interest bonus in the first contract year and a 1% interest bonus in the second. Where the New Heights 10 annuity works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principal. My name is Robert ”Bob” Gardner. Hi Diane – I wanted to follow up with you again and let you know that we have completed our review of the ForeAccumulation ll annuity. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. Where it works best: For producing a reliable, “pension-like” guaranteed income stream. He took the time to educate me on the alternatives available in the field of annuities. With the Elite Access Advisory annuity from Jackson National, you will run into a number of charges, which in turn can have a negative impact on your overall return. This annuity requires a minimum initial purchase payment of $25,000 with minimum subsequent premium payments of at least $1,000. We look forward to assisting you. The Annuity Gator’s End Take on the Jackson National Life BonusMAX Two Annuity Where it works best: The Jackson National BonusMAX Two annuity may work the best for those who are looking for the following: Safety of principal; Guaranteed lifetime income; Guaranteed rate protection – at least for a short period of time after purchasing the. The Annuity Gator’s End Take on the American Legend III Fixed Indexed Annuity from Great American Where it works best: This annuity may work the best if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirementThe Annuity Gator’s End Take on the New York Life Guaranteed Future Income ll DIA Where this annuity may work best: The New York Life Guaranteed Future Income ll Deferred Income Annuity may be a good option for you if you: Anticipate a long lifespan; Will need retirement income in the extended future;Hidden costs and fund participation rate variances explained by Annuity Gator. That’s where the Annuity Gator comes in. As a source of guaranteed income delivered by a reputable company. We met several times by phone and Zoom meetings, and he walked. So, in order to find the one that may be best for you, it is recommended that you discuss all of your potential options with an annuity specialist. My name is Robert ”Bob” Gardner. The Annuity Gator’s End Take On Preference Plus MetLife Variable Annuity Where it works best: For producing a reliable, “pension-like” guaranteed income stream (so long as “Fixed Income” option is elected to guaranteed a consistent income payout) For producing an income for life that cannot be outlived by a surviving spouse According to the Allianz Endurance Plus Annuity Product Profile, this is a fixed indexed deferred annuity that offers a bonus and enhanced interest that is added to the product’s Enhanced Withdrawal Benefit (EWB) value. For additional flexibility, this product also offers three different crediting methods, four index options, and a fixed. And, because of the in-depth reviews that we provide, we have become a highly. Annuity Gator helps people research and compare annuities with free information and advice from licensed professionals. The Protective Smart Saver 4 annuity is described as a limited flexible premium deferred fixed annuity. The Annuity Gator’s End Take on the Lincoln Financial MYGuarantee Plus Deferred Fixed Annuity Where it works the best: If you want to lock into a set interest rate (for a set period of time) If you want to ensure that your principal is safe; If. We look forward to helping you create your retirement savings and income strategy. My name is Jason Siebert. 60% a year, and the maximum annual fee for the life of the contract is 2. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. M. Our annuity ranking software will help you compare the best annuities for retirement and recommend a customized annuity strategy, so you can get the most bang for your buck. This is applied as a percentage of the daily net assets of the variable sub-accounts. Any time you are considering a high-dollar financial decision, it is best to get advice that is as objective as possible from a knowledgeable source. Annuities can be complex. The Annuity Gators End-Take on the Transamerica Variable Annuity Series C-Share. Despite the current volatility in the. 0 Optional Income Benefit If you are seeking a guaranteed income for life, then the MyPath Ascend optional income benefit rider may be a viable choice for you. When the underlying index performs well, a. The Annuity Gator’s End Take on the Athene Income Select Bonus Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth; Safety of principal; A long-term commitment to the product;How the Solutions MYG 6 Annuity is Described. Independent Review of the Voya Life Guarantee Choice Fixed Deferred Annuity . But, if you are leaning towards the Fidelity Investment Life Insurance Company Personal Retirement Variable Annuity, then it could be a viable option for you if you are. Have an annuity question? Your information is 100% confidential and your email will never be spammed! Just a friendly response to answer your questions and help point you in the right direction. The Annuity Gator’s End Take on the Mass Mutual RetireEase Choice QLAC Where it works best: Although the Mass Mutual RetireEase QLAC may not be right for everyone, this product could be a good option for those who: Are anticipating a long life; Require an income source later in life; Want to ensure that a spouse has guaranteed income later in. For instance, this annuity can provide you with a personal pension-like income. Share Tweet Pin it Share. When you initially purchase an annuity, funds may be contributed in a number of ways, depending on whether the annuity is immediate or deferred. In this case, for instance, it provides greater downside protection in the case of a market downturn. As a source of guaranteed income delivered by a reliable company. The Annuity Gator’s End Take on the Atlantic Coast Life Safe Haven 5 Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. If you want to learn modern approaches to protect and grow your retirement savings and ensure that you never outlive your money — you have come to the right place!”. So in this scenario, you would actually be guaranteed a rate of 4. The Annuity Gator’s End Take on the Index Advantage Annuity from Allianz Life Where it works the best: For accumulating funds, without the risk of a catastrophic loss to the contract value For adding money to a tax-advantaged account – especially if other options such as an IRA and/or employer-sponsored retirement plan has been maxed out. Annual withdrawals of 3. (The. At Annuity Gator, our mission is to help people understand how retirement income works, and how it can alleviate the concern about running out of money in the future. 2. 4 Comments . Dynamic Balanced Index II May 2016 – April 2017. At the 15 year mark, you would have received a total of $77,000, and at the 20-year mark, you would have received just over $103,000. The Annuity Gator’s End Take on the Thrivent Financial Security Plus MYGA Annuity Where it works best: This particular annuity will typically work the best if you are looking for: A short-term interest rate guarantee (in this case, the first two years) Safety of principal;The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 3 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. 50% in Year 10, until they reach 0% in Year 11 and thereafter. What's the biggest question that you have about annuities? *. According to the Allianz Endurance Plus Annuity Product Profile [/desktoponly] Thereafter. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up all over the. As with other variable annuity products, there are also additional charges, based on the underlying investments that are selected. It is rated highly by the insurer rating agencies, with an A- (Excellent) from A. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Fixed index annuities are a type of fixed annuity. 0 out of 5. For the full year 2019, United Heritage Life Insurance Company took in nearly $102 million in insurance and annuity premium for a net income in excess of $5 million. Penn Mutual Insurance Company describes the Premier annuity as a type of retirement plan that includes the following benefits: Strong retirement savings growth potential. The Annuity Gator’s End Take on the American Equity Choice 10 Fixed Index Annuity Where it works best: The bottom line on the Choice 10 is that this annuity may work the best for people who are looking for the. And, this money doesn’t necessarily have to be your hard-earned retirement savings. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. Learn More About Me. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. 1. That’s where Annuity Gator comes in! At Annuity Gator, our primary mission is on educating consumers – as well as financial advisors – on how annuities work, and whether or not one may be the right choice. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity recommendations; we are not beholden to any. com team members will personally. You could also be subject to an annual maintenance fee of either $50 or 2% of the account value – whichever amount is less. With that in mind, some of the key advantages to purchasing through Canvas Annuity could be: Convenience (the entire transaction can take place online) Low or no fees Welcome to Annuity Gator, your online portal to the most comprehensive, unbiased reviews of annuity products today. Nationwide has a history of strength that has lasted for more than 90 years, and today it is one of the largest insurance and financial services companies in the world. These begin in Year 1 at 9%, and they gradually grade down to . So, if you have questions or want to learn more, contact us directly by calling (888) 440-2468 or you can send us an email through our secure online contact form. With that in mind, having an income plan in place before it is actually needed is highly recommended. The Annuity Gator’s End Take on the American National Strategy Index Annuity Plus 10 Where it works the best: This particular annuity will generally work the best if you are looking for: The opportunity to obtain a higher rate. Despite the current volatility in the. We strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. The Annuity Gator’s End Take on the Allianz Master Dex 10 Fixed Indexed Annuity Where it works best: This annuity may work the best if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirementAt Annuity Gator, we focus on educating consumers (and financial professionals) on how annuities work, and where certain types of annuities might fit into an overall retirement plan. The Annuity Gator’s End Take on the NAC North American Guarantee Choice 5 Annuity Where this annuity works best: If you are seeking protection of principal in any market condition; If you want a set rate of growth for a certain period of time, without the worry of losses in a volatile market;The Annuity Gator’s End Take on Nationwide’s New Heights 10 Fixed Index Annuity. In reality, the only way to know if this annuity is a good fit for your specific situation is to have it tested. The Annuity Gator’s End Take on the Athene Agility 10 Annuity Where it works the best: The Athene Agility 10 Year Fixed Indexed annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth;The Annuity Gator’s End Take On The Prudential Variable Annuity. Annuity gator has educating videos and… Annuity gator has educating videos and articles for you to make decisions with out trying to sell you products, I was paired up with a wonderful money manager to talk with and go over several different plans for my wife and myself. The amount of this charge will depend on the interest rate guarantee that is chosen – either a 5-year, 7-year, or 10-year. That is because the Allianz MasterDex X annuity, even with the Simple Income Rider, will not likely produce much more than a 5% return overall. The Jackson National Perspective II variable annuity has had its ups and downs throughout the years. Learning about how annuities work is essential for determining whether or not a. I help clients all over the country find ways to. Overall fixed index annuity sales. Pacific Life has been helping clients to grow and protect wealth for nearly a century and a half. Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity recommendations. Learn More About Me. In other words, this product is a variable and index-linked annuity contract that provides for the accumulation of retirement savings, on a tax-deferred basis. Adam Grubius LICENSED ANNUITY ADVISOR. At Annuity Gator, we specialize in helping people understand annuities and how these financial vehicles can help to supplement retirement income. S&P 500 Performance. An annuity is designed to give you income. However, the fine points and pitfalls of the annuity suggested were not fully explained. The Annuity Gator’s End Take on the Midland National MNL IndexBuilder 10 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a. This annuity offers a unique advantage – particularly if the Income Aspect Income Rider is added, which can offer the power of a 10 percent simple interest crediting rate. The Annuity Gator’s End Take on the Global Atlantic Income 150+ Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime income – with income guaranteeHere at Annuity Gator, we are a team of experienced financial pros who are intent on offering the most comprehensive and unbiased annuity reviews. (There are several other rate guarantee periods also available on the Solutions MYG annuities). For any annuity-related questions you may have, feel free to reach out to us directly at (888) 440-2468, or send us an email. 4,789 likes · 144 talking about this. Read 6 reviews from customers who rated Annuity Gator 1. Beware of these annuity websites. How to get guaranteed increasing income for the rest of your life. Jackson National Life Insurance Company has been in operation since 1961. Feel free to contact us directly by phone at (888) 440-2468 and chat with one of our annuity specialists. Where it works best: For investors who have a longer time frame. Despite the current volatility in the market and the low. This seemingly endless stream of annuity “fine print” can often times lead to the complaints that are received about annuities – because customers will. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. The insurance company that offers the annuity that you select will then compensate us for helping you find the right annuity. Use the form on our website and one of the AnnuityGator. The table below shows how the performance of the S&P 500 index affects the interest that is credited to the value in the index account. Ouch. Learn More About Me. com Visit this website Write a review 4. Best. In this case, while longer terms will typically offer higher rates of return, shorter terms can help with managing market fluctuations better. The Annuity Gator’s End Take on the Eagle Life Select 10 Fixed Indexed Annuity Where it works the best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth as versus a regular fixed annuity; Safety of principal; Guaranteed lifetime income We also created an online annuity quiz that over 10,000 people have taken. The minimum fee for this feature is . send a question. In many ways, buffer annuities are structured like regular fixed indexed annuities, except in the case of a buffer annuity, your principal is not. Initial contact was expedient. Annuity Gator provides in-depth education about annuities to consumers and financial professionals, making these complex financial vehicles much easier to understand. My name is Mike Kalisch, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. Share your videos with friends, family, and the worldMYGA Plus. The Annuity Gator’s End Take on the F&G Next Generation Accumulation Annuity – Power Accumulator Where it works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principalThe Annuity Gator’s End Take on the Midland National Life Paragon Plus 14 Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate. 60% a year, and the maximum annual fee for the life of the contract is 2. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. Learn More About Me. 2 Living Benefit Rider is only available with Transamerica variable annuities – so if you own an annuity that is fixed or fixed indexed and/or if the annuity was purchased through a different insurance company, then this. 5% will also come with an annual rider fee of 0. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. The Annuity Gator’s End Take on the Great West Smart Track Advisor Variable Annuity Where it works best: The Smart Track Advisor Variable Annuity from Great West Financial can be a viable option for those who: Are seeking the opportunity for a higher rate of return; Have a higher risk tolerance, and can better endure the ups and downs of the. The fees that are paid for an annuity are absorbed by the dividends they pay and are only apparent if you go looking for them. If you’re still considering the Fidelity FG Guarantee. Annuities are a unique. 2 Living Benefit Rider The Transamerica Income Edge 1. Annuity Gator is an annuity marketplace, allowing customers to compare to annuities to find the best option. 0 Annuity Where this annuity works best: This annuity could be a viable option for you, provided that you: Are seeking the opportunity for higher return; Have a high tolerance for risk; Want the ability to boost your lifetime income in retirement The Athene Ascent fixed indexed annuity is primarily designed for those who will need income in ten years or more, and who want to obtain guarantees with growth potential. At Annuity Gator, our mission is to educate consumers and financial professionals about how annuities work, and where they may – or may not – fit into a particular portfolio, based on risk tolerance, time frame, and specific short and long-term objectives. The Annuity Gator’s End Take on the Pacific Life Frontiers ll Deferred Fixed Annuity Where it works the best: If you want to lock into a set interest rate (for a set period of time) If you want to ensure that your principal is safe; If you plan to use the lifetime income feature;At Annuity Gator, we focus on educating consumers and financial professionals on how annuities work, and where they may – or may not – fit in an individual’s portfolio. This company is known for its strong balance sheet, as well as good, solid capitalization levels and significant earnings base. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. The Annuity Gator’s Take on the American Equity Foundation Gold Annuity Where it works best: For instance, if the participation rate is 80%, then your annuity will only be credited with 80% of the return on the index. Our annuity experts are also available to answer any of the question or concerns that you. My name is Joshua Schlinsky I specialize in helping Americans financially prepare for retirement with the proper use of annuities. Basically, it has an option that tracks 4 different equity indexes and after a year is complete it “looks back” at the four and allocates your money retroactively toward the index that performs the best. The Annuity Gator’s End Take on the Symetra Select 5 Multi-Year Guaranteed Annuity Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. We can be reached by phone at (888) 440-2468 and via email by going to our secure online contact form. The Annuity Gators End-Take on the Nationwide Destination C Variable Annuity. How to get guaranteed increasing income for the rest of your life. According to the Jackson National Life Insurance Company brochure on the BonusMAX One annuity, this product is a flexible premium deferred fixed annuity that can provide you with the following benefits: Preservation of principal. This quiz takes about 30 seconds to fill out and will help you identify which type of annuity may be right for you. The Annuity Gator’s End Take on the Pacific Life Pacific Index Foundation Fixed Index Annuity Where it works best: The Pacific Index Foundation fixed indexed annuity could be a viable choice for you if you are seeking the following: Protection of your principal; The potential for higher growth than with a regular fixed annuity or CDThe Annuity Gator’s End Take on the Midland National Dynamic Choice 5 Year Annuity Where it works best: This particular annuity will typically work the best for those who are looking for the following benefits: A short-term interest rate guarantee – in this case, five years; Safety of principal; Guaranteed lifetime income in the futureThe Annuity Gator’s End Take on the Sentinel Security Life Guaranteed Income Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: Guaranteed lifetime income; Safety of principal; Slow and steady growth over time; Where it works the worst: This annuity may not be an ideal fit if you:At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. My name is Matthew Taub. We want you to be able to determine for yourself whether or not the annuity that is being discussed truly makes sense for your specific goals and needs. Your choice of interest rate guarantee periods. This is particularly the case with indexed annuity products like the Allianz 222, as they tend to have a lot of “moving parts”. 0 Annuity Where this annuity works best: This annuity could be a viable option for you, provided that you: Are seeking the opportunity for higher return; Have a high tolerance for risk; Want the ability to boost your lifetime income in retirementThe Athene Ascent fixed indexed annuity is primarily designed for those who will need income in ten years or more, and who want to obtain guarantees with growth potential. American Equity Investment Life offers a variety of annuities, including: Fixed Fixed Index Immediate Traditional fixed annuities can help you to. Fixed annuities like the Secure Legacy MYGA product offer a great deal of certainty, even in an uncertain financial world. In the case of the Polaris Platinum III, the rate is a generous 6% guaranteed annually. My name is Andrew Wallop. The Annuity Gator’s End Take on the Great American Index Summit 6 Annuity Where it works the best: If you want the opportunity for a higher return than a regular fixed annuity; If you have a higher risk tolerance; If you plan to use the guaranteed income feature; Where it works the worst: If you want principal protection for all funds in the. There are also fees involved if you choose the Lifetime Income Benefit and Wellbeing Rider options. We Investigate Annuities So You Don’t Have To. On the USAA website, the Extended Guarantee Annuity is described as a deferred fixed annuity product where you can put in a lump sum of money and earn a guaranteed interest rate for a certain period of time. Plus, if you take withdrawals from the annuity before you turn age 59 1/2, you could also incur an additional 10% early withdrawal penalty from the IRS. Date of experience: February 09, 2021The Annuity Gator’s End Take on the Prudential PruSecure Index Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of. The NWL Global Lookback is a Fixed Index Annuity very different than anything I’ve seen on the market. In the case of the Polaris Platinum III, the rate is a generous 6% guaranteed annually. The Annuity Gator’s End Take on the MasterDex X Annuity Where it works best: For producing a reliable, “pension-like” guaranteed income stream (so long as Simple Income rider is elected, and used shortly after purchase) For producing an income for life that cannot be outlived by a surviving spouse;In addition to the 6-year annuity, there is also an 8-year and a 10-year. The Annuity Gator’s End Take on the Mass Mutual Stable Voyage 7-Year MYGA Annuity Where it works best: For those who are seeking safety of principal; For those who want a set rate of growth (at least during the guarantee period of 7 years, and possibly a renewed guarantee period) For those who are seeking a set, ongoing income stream in. For producing an income for life that cannot be outlived by a surviving spouse. The company offers more than 100 in-depth company reviews, a free online quiz, and free consultations with no obligation. By delving into the good, the bad, and yes, sometimes even the ugly — you’ll find everything you need to know for determining whether or not a particular annuity may (or may not) be right for you. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. M. The smart way to get honest annuity guidance. The Annuity Gator’s End Take on the New York Life Guaranteed Period Income Annuity ll Where this annuity works best: For those who need income for a set period of time (such as to ensure that income will continue after retiring, but before starting Social Security benefits)So, if you’d like to learn more, please feel free to contact us directly and schedule a time to chat with an Annuity Gator retirement income specialist. Headquartered in Newport Beach, California, Pacific Life. This annuity offers an initial rate guarantee of four years that begins on the issue date of the annuity contract. Buffer annuities allow you to take part in the growth of one or more underlying market indexes (such as the S&P 500), while at the same time keeping your account from incurring a set amount of loss. The Annuity Gator’s End Take on the AIG / American General American Pathway Annuity Where this annuity works best: This annuity may be a good product for those who are looking for the following benefits: A fixed rate guarantee. We look forward to hearing from you. The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 7 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. The Annuity Gator’s End Take on the Great American Index Protector 7 Fixed Index Annuity Where it works the best: Even with all of its enticing features, the Index Protector 7 annuity may or may not be right to everyone. The goal is to help you take the guesswork out of retirement planning and find the best insurance coverage at the cheapest rates. Where it works best: A place to grow money tax deferred for someone already taking advantage of the maximum IRA and 401(k) amounts. This annuity requires a minimum initial purchase payment of $25,000 with minimum subsequent premium payments of at least $1,000. According to the Allianz Life 360 Annuity brochure, a surrender charge may also be assessed to you if you begin your income stream prior to the sixth contract year in which you have the annuity. So, if you have questions – or if you’d like to discuss whether or not an annuity is right for you – contact us at (888) 440. We’ve researched and reviewed hundreds of annuities over the years, and we continue to add new information to our annuity review database, which can be accessed at no cost anytime. 55%. This single premium fixed deferred annuity can provide long-term asset growth, with protection from care costs built directly into the annuity. So in this scenario, you would actually be guaranteed a rate of 4. Annuity Gator is comprised of a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. 00%. For instance, this annuity has ten years of back-end surrender charges. 0 is a 6-year annuity that offers investors several different time periods to choose from in terms of generating potential return and protection. With a retirement annuity, you can grow your savings on a tax-deferred basis. Based in Boston, this large financial services company holds (as of September 30, 2017) roughly $6. I filled out all the paper work, contacted my financial advisor, contacted Athene by phone and waited. Learn More About Me. The Annuity Gator’s End Take on the Allianz 222 Annuity with Protected Income Value (PIV): Where it works best: For producing a reliable, “pension-like” guaranteed income stream / lifetime withdrawals (although there are other annuities with higher guaranteed income at this time) Annuity Gator pledges only to recommend annuities that are the right fit for your retirement funding and circumstances. 70% for joint life (both you and your spouse. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. The Annuity Gator’s End Take on the Nationwide New Heights 9 Fixed Indexed Annuity Where it works the best: The Nationwide New Heights 9 fixed indexed annuity may be a viable financial option for you if you are looking for the following features: Protection of your principal; Potential for higher growth; A lifetime stream of guaranteed incomeThe Annuity Gator’s End Take on the Knights of Columbus Flexible Premium Annuity Where it works best: This annuity will typically work the best for those who are looking for: Safety of principal; Guaranteed lifetime income; Where it works the worst: This particular annuity may not be an ideal fit for you if you:The Annuity Gator’s End Take on the Northwestern Mutual Flexible Payment Variable Annuity – Account C Where this annuity works the best: For those who are looking for the opportunity to attain market-related growth; For those who are seeking lifetime income; For those who are seeking a way to diversify their assetsThe Annuity Gator’s End Take on the Delaware Life Target Income 10 Fixed Index Annuity Where it works best: Although this annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: The option for market index-linked growth; Protection of your principal – in any market conditionsThe Annuity Gator’s End Take on the Income Outlook Plus 5 Rider Where it works best: In the case of the Income Outlook Plus 5, it could be beneficial for those who: Plan to hold their annuity in the accumulation period for a longer period. The Annuity Gator’s End Take on the AXA Structured Capital Strategies Variable Annuity Where it works best: When considering the AXA Structured Capital Strategies annuity, it can often work best in scenarios where an investor wants to be invested in the market, but yet is concerned with taking on too much market risk. Upstream Life is headquartered in Dallas, Texas. We can be reached by phone at (888) 440-2468 , or by sending us an. The Annuity Gator’s End Take on the Guggenheim Preserve 9 Year Multi-Year Guarantee Annuity Where this annuity works best: While the Guggenheim Life Preserve 9 Year Multi-Year Guarantee annuity may not be right for everyone, it could be a good option for those who are seeking the following benefits:The Annuity Gator’s End Take on the VALIC Power Index Elite Fixed Indexed Annuity Where it works the best: As an index-linked deferred fixed annuity, the VALIC Power Index Elite annuity could be a good fit for those who: Have taken early retirement and received a lump sum distribution;Learn More About Me. Which sounds really cool at first. ”. The Annuity Gator’s End Take on the Guarantee Income Life Insurance Company’s FlexPlus 5 Deferred Annuity Where this annuity works best: While this annuity may not be right for everyone, it could be a good alternative for those who are seeking the following benefits: Guaranteed growth; Protection of principal; Lifetime income in retirementGet free annuity feedback and guidance instantly without having to talk to a high-pressure sales agent. The Annuity Gator’s End Take on the TIAA Traditional Fixed Annuity Where it works best: Given its safety and income options, the TIAA Traditional annuity will usually work the best for those who are looking for: Guaranteed lifetime income Safety of principal A set rate of interest Tax-deferred growthThe Amplify 2. ”. Best and a Long-Term Issuer Credit Rating of bbb+. Our licensed annuity professionals are independent and are not captive or beholden to any particular insurance company. So, a fixed index. The company held approximately $158 billion in total assets as of year-end 2017, as well as more than $11. Identify the long-term impact of your annuity fees (on your annual returns, initial deposit, and income). As with other annuities, you can “annuitize,” (convert over to an income stream) the 6-year Protected Advantage annuity and. Considered strong and stable financially, Upstream has been assigned a B++ rating from A. Rather, it will simply be credit with 0% for that period. Independent annuity professionals provide honest advice, better products and personalized products for your situation. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. The Capital Bonus 2 Fixed Annuity is described by Horace Mann as a fixed product that offers non-guaranteed interest bonuses in the first two contract years. So, feel free to reach out to us by phone at (888) 440-2468 or via email by going to. The company is not an annuities broker and it’s not an insurance company. So, the range of total annual portfolio operating expenses – including investment advisory fees, 12b1 fees, and other expenses as a percentage of the average portfolio assets – can range between . Before purchasing any investment product be sure to do your own due diligence and consult a properly licensed professional should you have specific questions as they relate to. At Annuity Gator, we are a team of experienced annuity specialists who focus on offering very in-depth – and unbiased – reviews on fixed, indexed, and variable annuity products. M. 70% for joint life (both you and your spouse. 75%. M. At Annuity Gator, we don’t think you should have to stay in a product that is no longer fitting your needs. I would like to thank Annuity Gator for their honesty, professionalism, and great expertise. This is the place to go if you are looking for comprehensive and up-to-date information on the kinds of annuities sold to investors today. The company is considered to be strong and stable financially, and because of that it has earned an A- (Excellent) rating from A. Where it works best: The American National Palladium Century 1 fixed annuity will generally work best for those who are looking for: Safety/protection of principal. Although these fees can be steep, they are roughly the same that would be paid to a financial advisor managing stocks. As of mid-2020, Security Benefit Life held more than $41 billion in consolidated assets under management, and statutory revenue of nearly $5 billion. At year-end, United Heritage Life Insurance held nearly $627 million in assets and nearly $71 million in capital and surplus. The Annuity Gator’s End Take on the Western United Life Navigator Elite MVA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. Here, this annuity charges additional fund platform fees that can range from . With our proprietary Annuity Software we can: Back-test the annuity against 50 years of previous stock market history. The Annuity Gator’s End Take on the American Classic Annuity from American Life Where it works best: This particular annuity will usually work the best for those who are looking for: Guaranteed lifetime income Safety of principal Slow and steady tax-deferred growth An interest rate guarantee for a set period of timeLearn More About Me. This is because the contract will provide the. If you’re still considering the Farm Bureau Select IV New Money 4. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. The opportunity for additional, index-linked. Guaranteed lifetime income in retirement. There are some other key features to consider with the. The Annuity Gator’s End Take on the SecureOption 9 Annuity from Minnesota Life/Securian Financial Group Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. Annuity Gator provided the contact with Joshua, and I am glad they did. Read customer reviews of their agents, products, and services on Trustpilot. Here at Annuity Gator, we publish the most comprehensive independent annuity reviews online and have been doing it longer than many of the copycat annuity review websites you see now. Our primary focus is on helping consumers and financial advisors to better understand how these products work, and where annuities may or may not fit in the overall planning process. The Annuity Gator’s End Take on the American National Palladium Century 1 Annuity. 10% to . The future results can be an essential factor, though, as they can ultimately make a difference in how your annuity performs – and in turn, how much income you can garner from the annuity in retirement. How EMC National Life Describes the Single Premium Annuity. The Annuity Gator’s End Take on the TIAA-CREF Intelligent Variable Annuity. Guaranteed income throughout retirement. 5 billion in assets, and had nearly $13 billion of total life insurance in force. 5:38 PM, 19 February 2019 . The Annuity Gator’s End Take on the Thrivent Secure Retirement Builder FIA Annuity Given the many benefits associated with the Thrivent Secure Retirement Builder fixed indexed annuity, it could be a viable option if you are seeking the following features: Opportunity for growthAll of this adds up to the Annuity Gator commitment that you’ll get peace of mind knowing how much you need to comfortably retire and — which annuities can provide you the highest guaranteed benefits. The Annuity Gator’s End Take on the Atlantic Coast Life Retirement Plus Multiplier Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; A long-term commitment to the. Featured. A Fixed Index Annuity (FIA) is a simple contract between you and an insurance company, but it’s often called a hybrid annuity. In addition, there is an annual service charge of $35, up to a maximum of $50.